Canterpartners Capital

Western-Focused Private Credit Arrangements for real estate

Private Credit

Solutions

Private Credit offers an attractive alternative source of financing for high-net-worth investors challenged with unique or complex financing needs. 

Private credit covers a broad range of strategies that span the capital structure.  For investors looking to leverage real estate, private credit via “direct lending” provides a dynamic funding option through a unique value proposition that private lenders can offer borrowers through flexible capital and customized loan structures.

In today’s complex lending environment, private lenders are becoming preferred financing partners due to their sophistication, flexibility, certainty of execution, and a more streamlined and efficient process.

 

CanterPartners Capital connects investors with specialized private lenders to architect a tailored capital solution through a brokered arrangement. 

Perspective

THE VALUE OF AN ALTERNATIVE PERSPECTIVE

PAST

While it’s origins can be traced back to the 1980’s, private credit really gained recognition during the downturn of the 2008-09 recession when Congress imposed stricter regulations on banks. 

Private credit has grown rapidly in recent years as banks began to retreat from certain types of lending (Display).  Increased volatility in public markets and growing investor interest in and comfort with private financing have continued to accelerate this trend.

 

PRESENT

The aftermath of multiple bank failures in 2023 has led to a consequential pull-back in traditional lending.  In addition, a series of historic interest rate hikes and a changing regulatory environment have all contributed to significant headwinds for investors looking to borrow, and private funds are taking center stage amid the current credit contraction. 

Since this rise in interest rates began, more than $1 trillion of household deposits have left the US banking system, according to the US Federal Reserve Board.

 

FUTURE

The evolution of private credit has been driven by direct lending, which today represents nearly half of the entire private credit market.  Private debt represents over $1.6 trillion in assets under management in 2023, compared with $300 billion prior to the 2008 financial crises. This growth has mirrored the increase in banking regulations following the crisis.

In our view, as banks continue to retreat from lending, we are aligned with forward estimates that the global private debt market will reach $3.5 trillion3 in AUM by year-end 2028.

3 Source: BlackRock, Preqin. Historical (actual) data from Preqin, as of each calendar year-end, through March 31, 2023.  Forward looking estimates may not come to pass.

PROPERTY TYPES

Our Focus

  • Residential Investment Property

  • Lot & Land Development
  • Aquisition
  • Construction 
  • Bridge
  • Refinance
  • Cash Out
  • Non-Recourse
  • $1,000,000 – $50,000,000+
pRIVATE CONSULATION

Contact Us

  • Chris Jones
  • Managing Partner
  • 680 S. Cache
    Jackson, WY 83001